If you are shopping loan rates for a new home purchase or refinance you will want to read this! It?s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 16th, courtesy of Sidney Stonecypher at People?s Bank Barkley Branch here in Bellingham.
| ? | Down Payment | Interest Rate | APR | Credit Score | Points |
| Conventional 30 yr fixed | 20% | 3.625 | 3.734 | 740 | 1 |
| Conventional 15 yr fixed | 20% | 2.875 | 3.062 | 740 | 1 |
| Jumbo 30 yr fixed | 20% | 4.50 | 4.606 | 740 | 1 |
| FHA 30 yr fixed | 3.5% | 3.375 | 3.867 | 660* | 1 |
| VA 30 yr fixed | 0% | 3.375 | 3.725 | 640 | 1 |
| *Score requirement will vary by lender | |||||
?To view homes or property for sale visit our Bellingham Real Estate Search Page. For more details, or a custom home loan quote, contact Sidney Stonecypher at People?s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!
For more information on Bellingham Real Estate or to search for homes in the Bellingham and Whatcom County area visit www.JohnsonTeamRealEstate.com, your one stop Bellingham real estate and community information resource!
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